I had the pleasure of working with Alvaro as the lender in a recent transaction for first-time homebuyers. The buyers were using an FHA loan, and unfortunately there are not an abundance of FHA-approved condo complexes in the San Jose area. Even with this being said, Alvaro did not give up and worked diligently to find the buyers the perfect condo in a timely manner. Using his expert negotiation skills, Alvaro got the offer accepted on the first attempt. Alvaro's communication was excellent and he kept all parties informed throughout the entirety of the transaction, allowing us to close weeks ahead of schedule. Due to expertise, professionalism, and integrity, Alvaro receives my highest recommendation.